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Why buying real estate in Italy is like getting a ticket to a new life

Home » blog » Why buying real estate in Italy is like getting a ticket to a new life

Real estate in Italy is a combination of ancient walls absorbing the warmth of the sun and modern elegance of interiors. Unique architecture – from baroque buildings in Rome to cozy stone houses in Tuscany – creates a space where every morning becomes the beginning of new inspiration.

## Buy an Apartment in Italy and Live “Under a Roof Full of Emotions”

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The land of Vesuvius is a whole world filled with scents of basil and orange trees, sounds of gondolas, and history that permeates every corner. Settling here means not just acquiring housing, but absorbing this color, becoming part of everyday beauty that locals no longer notice. The street where mopeds rush by, market vendors’ cries, street musicians playing on the central square – all this romance becomes part of existence.

## Life on the Coast: Real Estate in Italy by the Sea as an Embodiment of a Dream

Endless enjoyment of the events on the shores of the magical Mediterranean Sea. White sandy beaches, crystal clear water, gentle breeze. When the windows are open, and you hear the sound of the waves, everything else fades. It is more than just a view from the window; it is a new way of life. The peninsula offers choices – from luxurious villas on the Amalfi Coast to quiet cozy houses in Apulia, where you can truly relax from the city bustle and enjoy harmony with nature.

## Golden Beach or Rocky Coast: How to Choose Your Place on the Coast?

When choosing seaside real estate, it is important to consider not only the price but also the character of the coast. Ligurian beaches are rocky coves and pine forests, while Calabria offers long sandy stretches. Resorts on the Amalfi Coast are suitable for active leisure enthusiasts, and for those who prefer solitude, cozy corners can be found in the south of the country, where you can meditate to the sound of the surf and enjoy the tranquility.

**Advantages of Living by the Sea:**

1. Crisp air and sea breeze.
2. Opportunity for water sports.
3. Sunset views every evening.
4. Healthy lifestyle and favorable climate.

## Investing in Real Estate in Italy: Capital Protection and Profit

The creative heart of Europe is famous for its cultural and historical wealth, which invariably attracts millions of tourists from around the world. This demand provides property owners with the opportunity to earn a stable income from rentals.

The average yield is around 4-6%, significantly higher than bank deposit returns. Investing in real estate properties is an investment in stability and the future, where a seaside home or an apartment in the center of Rome becomes not only a residence but also an asset that appreciates over time.

## Difference in Yields: How to Choose the Right Region for Investments?

When choosing a region for property investments, it is important to consider several factors: popularity among tourists, infrastructure development, and average housing prices. For example, real estate prices in Italy from Milan to Rome will be higher due to high demand, while investing in properties in Tuscany or Sicily may yield higher rental returns due to increasing interest in these regions.

**Factors Affecting Price:**

1. Geographic location.
2. Proximity to landmarks and attractions.
3. Infrastructure development and transportation accessibility.
4. Type: luxurious villa, modern apartments, or ancient house.

## Elite Real Estate in Italy: Luxury and History in One Bottle

A true gem for connoisseurs of refined wealth and historical significance. High-class homes are works of art, creating an atmosphere of aristocratic grandeur. Villas in Tuscany surrounded by endless vineyards, palazzos in Venice with mosaic floors, mansards overlooking the Vatican embody history and style that cannot be replicated. Contrary to stereotypes, luxury-class properties are accessible: many Italian banks offer favorable conditions for purchase, allowing the dream of luxury to become a reality.

### Tuscan Villa or Venetian Palazzo: Which Style Suits You Best?

Each region of the peninsula offers its unique style:

1. Tuscany – spaciousness, vineyards, and sunsets that make the heart stand still. For those who love sunny hills and wine.
2. Venice – the luxury of water, canals, and centuries-old buildings that tell the tales of the former maritime empire. Suitable for those who want to experience the magic of water cities.

## Italian Real Estate with a Mortgage

A real opportunity to fulfill the dream of a home on the shores of the Mediterranean Sea. Italian banks offer mortgage programs available to foreign citizens, with interest rates ranging from 2 to 4%. To apply for a loan, minimal documents are required, and banks are willing to finance up to 70% of the property’s value. This accessibility makes purchasing real estate in Italy attractive even for those who want to preserve capital for other purposes.

### Buying a House or Villa in Italy or Apartments: Pros and Cons of Each Option

A house provides freedom, the opportunity to create your own garden, and seclusion. It is an ideal choice for those seeking tranquility and inspiration, especially in regions like Tuscany or Sardinia.

Apartments, on the other hand, offer the convenience of urban hustle, access to infrastructure, and minimal maintenance costs. The choice depends on preferences: space and nature or the dynamics surrounded by cultural landmarks and fashionable boutiques.

## Italian Historical Sites and Their Role in the Market

The land of Ancient Rome is rich in ancient sites, many of which significantly influence the value and attractiveness of residences. Areas near iconic landmarks like the Colosseum, St. Mark’s Square, or the Leaning Tower of Pisa have high demand for rentals. Tourists visit these places year-round, making investments in real estate near Italy’s legendary attractions a wise decision.

### Is It Worth Overpaying?

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The historical value of the area guarantees that the property will not lose value. On the contrary, the value only increases, as demand for rentals remains high. Moreover, living near culturally significant sites creates a special atmosphere that cannot be described in words: every day is like a little journey into the past, blending with modernity into a unique symphony.

## Real Estate in Italy – a Ticket to a New Reality Full of Emotions and Discoveries

Warm climate, stunning nature, sea, historical monuments – all this makes the kingdom of olive groves an ideal place for permanent residence, where every day is filled with inspiration. By buying real estate in Italy, you not only get a place to stay but also the opportunity to enjoy a high quality of life.

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Real estate in Rome: pros and cons of buying, which areas to consider

In the capital of Italy, every corner is steeped in history, culture, and a unique atmosphere. But in addition to priceless landmarks and legendary architecture, Rome offers unique opportunities for real estate investment. Some dream of an apartment overlooking the Colosseum, while others prefer a quiet house in a neighborhood full of green parks.

Advantages of Buying Real Estate in Rome: Living Among Ancient Monuments and Modern Infrastructure

Rome is a rare example of a city where you can live among ancient ruins and still enjoy all the benefits of modern civilization. Buying real estate in Rome—whether it’s an apartment or a flat—is an opportunity to see ancient monuments from your window every day and then go down in the evening to enjoy a cappuccino in a cozy cafe.

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Some neighborhoods, such as Prati and Monti, offer a blend of historical charm and modern conveniences. Prati has a well-developed infrastructure with large shopping centers like Coin Excelsior, grocery stores, schools, green parks, and even high-level medical facilities like Policlinico Gemelli. Monti, one of the oldest districts in Rome, also offers a high quality of life and convenient access to all major attractions. It boasts many stylish bars and restaurants, as well as small boutiques, making it particularly attractive to young people.

Benefits of Buying Real Estate in Rome:

  1. Historical atmosphere at every turn.
  2. Excellent transportation accessibility (metro, buses, trams). Metro lines A and B pass through many important areas, making transportation convenient.
  3. High quality of life, including a plethora of restaurants (such as Trattoria Monti and Antico Arco), shops (from small boutiques to large shopping centers), and parks like Villa Borghese and Parco della Caffarella.

Investment Opportunities in Rome: Real Estate Investments in Italy

Over the past 10 years, property prices in Rome have shown steady growth, averaging 3-4% per year, making this market one of the most attractive in Europe. Additionally, rental properties remain in high demand. Tourists, students, and expatriates ensure a constant flow of tenants.

The Trastevere area is known for its high rental yields, especially among tourists. Here, properties can be rented out on a daily basis, earning between 100 and 200 euros per day, depending on the season and location. In San Giovanni, Rome, properties can be purchased at a relatively low price—around 4000-5000 euros per square meter—with good growth prospects.

San Giovanni is also attractive for its abundance of educational institutions and good transportation connections. Real estate investments in Rome also attract buyers with the stability of Italian legislation, the opportunity to generate additional income, and, importantly, tax incentives for first-time buyers.

Drawbacks of Buying Real Estate in Rome: High Prices

Real Estate in Rome: Pros and Cons of Buying, Which Areas to ConsiderIt’s no secret that property prices in Rome can vary significantly depending on the area. For example, in central areas like Campo de’ Fiori or Pantheon, the cost can reach 10,000-12,000 euros per square meter, while in districts like Ostiense or San Paolo, it can be significantly lower—around 4000-5000 euros.

Real estate in prestigious areas of Rome requires significant investments not only during the purchase but also in maintenance. For instance, the property ownership tax in Italy (IMU) can reach up to 0.76% of the cadastral value of the property, depending on the category.

Maintenance requires additional expenses for building maintenance, a concierge, and utility payments, which can amount to 300-500 euros per month, especially for older properties requiring regular repairs. And utility costs for large apartments can reach up to 300 euros per month, including electricity, gas, and water.

Bureaucratic Challenges in Buying Real Estate in Italy

The purchasing process is accompanied by numerous bureaucratic hurdles, especially for foreign citizens. Those looking to obtain residency in Italy through real estate must meet a number of conditions, including income verification and obtaining a tax code (Codice Fiscale). This code is required for all property-related transactions and tax payments.

In addition, buyers must sign a contract with a notary (Notaio), which entails additional expenses. The specialist not only certifies the transaction but also verifies the cleanliness of the property, absence of debts, and legality of previous registrations. The fee for notary services can range from 2000 to 4000 euros depending on the complexity of the transaction and the property value.

Buyers must also consider the tax on the purchase of secondary real estate (Imposta di Registro), which is 9% of the cadastral value in Rome, and for those purchasing their first property in Italy—2%. This tax must be paid within 20 days after signing the deed. Purchasing also requires an account in an Italian bank and transferring money into euros, which also incurs additional fees.

Best Areas in Rome for Buying Real Estate: Historic City Center

Proximity to major attractions such as the Colosseum, Pantheon, and Roman Forum attracts not only tourists but also those who want to be part of this living history. Living in the center offers the opportunity to enjoy walks along narrow streets, visit the best restaurants, and soak in the grandeur of the ancient city.

Areas in Rome like Campo de’ Fiori and Piazza Navona offer elite real estate surrounded by majestic historical buildings. The average cost per square meter there is around 10,000-12,000 euros. These places are ideal for those who value prestige, but one must be prepared for high maintenance costs and noise due to the large number of tourists. Additionally, parking in the city center is a challenge—often requiring separate rental of a parking space, which can cost up to 300 euros per month.

Areas for Russian-Speaking Buyers

For Russian-speaking buyers seeking comfort and familiar conditions, areas like Prati or Balduina are suitable. These locations offer developed infrastructure, including Russian schools, stores with familiar products, and even cultural centers. Prati is located near the Vatican and features wide streets and convenient transportation access. Metro Line A runs through this area, making it convenient for those working in the city center.

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Balduina offers a quieter and more peaceful atmosphere with plenty of green areas and parklands, such as Riserva Naturale di Monte Mario, ideal for families with children. In this area, you can find both villas and multi-apartment buildings, allowing you to choose housing to suit any need.

Conclusion

Best Areas in Rome for Buying Real Estate: Historic City CenterBuying real estate in Rome is not just an opportunity to immerse yourself in the world of ancient history but also a chance to invest in a stable and growing market. Despite high prices and some bureaucratic complexities, the capital of Italy remains one of the most attractive cities for living and investing. Here, everyone will find a neighborhood to their liking—from the bustling historic center to the peaceful and cozy outskirts.

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Cost of living in Italy in 2025: is it worth moving to the country

In 2025, Italy is one of the most popular destinations for relocation. The mild climate, rich culture, delicious cuisine, and historical cities attract people from all over the world. The cost of living in Italy requires special attention: to understand how affordable living in this country is, it is necessary to consider key expense categories, including housing, groceries, medical services, and transportation.

Why Italy remains attractive for relocation?

The country in southern Europe with a unique atmosphere, rich history, and diverse culture continues to be one of the most attractive countries to live in. It is a place where art and architecture blend with natural beauty, creating ideal conditions for work and leisure. The cost of living in Italy often turns out to be lower than newcomers expect, especially when considering the numerous advantages of living there.

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Cultural and geographical diversity

Each region of Italy is unique: the country manages to surprise with a combination of history, gastronomy, and natural landscapes that attract people from all over the world:

  1. Tuscany is famous for its vineyards, hills, and artistic heritage, such as the Uffizi Gallery. It is a region that is perfect for those who enjoy a peaceful life, savoring natural products and wine.
  2. Southern territories, including Sicily and Apulia, offer a comfortable climate, beautiful beaches, and affordable housing prices. Here, you can rent a house by the sea for 700–900 euros per month.
  3. Milan is the capital of fashion and business. The city stands out with modern offices, headquarters of leading companies, and ample opportunities for professional growth.
  4. Central Italy, including Rome and Lazio, is the cultural heart of the country, where world-famous architectural and artistic monuments are concentrated.
  5. Leisure in the Dolomites, beaches on the Amalfi Coast, and Lake Como will not leave anyone indifferent. The developed transportation infrastructure allows easy travel around the country, enjoying its wealth.

Advantages of living in Italian cities

Life in major Italian cities is characterized by moderate costs, a high level of accessible services, and an active cultural environment. Rome, Milan, and Naples provide residents with access to the best educational and medical institutions, as well as numerous opportunities for career advancement:

  1. Rome remains a global center of culture and history. Archaeological landmarks such as the Colosseum and the Roman Forum coexist with modern business centers.
  2. Milan is the economic heart of the country. Companies like Pirelli and Eni are located here, as well as leading institutions such as Bocconi and the Polytechnic University of Milan.
  3. Florence, the capital of the Tuscany region, attracts with its atmosphere of creativity and art. The city is considered the birthplace of the Renaissance: works by Michelangelo, Leonardo da Vinci, and Raphael are located here.

The level of healthcare in these regions remains high. State clinics provide free services to citizens, while private institutions offer a wide range of additional opportunities. The cost of living in major Italian cities is higher than in regions, but the advantages they offer justify these expenses.

How much does it cost to live in Italy in 2025?

Northern cities are known for their high prices, while southern regions offer more affordable options.

Apartment rental prices

The cost of living in Italy depends on the choice of housing and its location:

  1. In Milan, renting an apartment in the city center costs 1500–1800 euros, making it one of the most expensive cities in the country.
  2. In the suburbs, you can find options for 900–1200 euros.
  3. In Rome, prices range from 1300 euros for an apartment in the historic center to 800 euros on the outskirts.
  4. Bologna, known for its universities, offers more affordable options: renting a house in the center will cost around 1000 euros, and in the countryside, about 700 euros.

Prices for groceries in Italy

Food products constitute a significant part of monthly expenses. Italians are known for their love of quality food, so local supermarkets and markets offer a wide selection of fresh produce. Prices vary by region in Italy, but on average, a family of three spends 400–600 euros per month on living expenses:

  1. 1 liter of milk: 1.2 euros.
  2. 1 kilogram of bread: 2.5 euros.
  3. 1 kilogram of apples: 2.8 euros.
  4. 1 kilogram of pasta: 1.5–2 euros.
  5. 1 kilogram of chicken fillet: 9 euros.

Supermarkets like Esselunga, Coop, and Lidl offer regular discounts, and local markets often have fresh vegetables and fruits at lower prices, especially in season. The difference between the north and south is also reflected in food prices. In southern regions, such as Sicily, food is about 10–15% cheaper.

Healthcare system and its cost

Italy ranks high in Europe for the quality of healthcare. State medical services provide affordable treatment for all citizens and residents, while private clinics offer additional options for those willing to pay for premium services. This is one of the factors that justifies the cost of living in Italy, especially for families with children or retirees.

Medical services: expenses and quality

The Italian healthcare system offers a wide range of services, including preventive care, treatment of chronic diseases, and emergency surgeries. State clinics offer free or low-cost treatment funded through taxes. The average cost of health insurance for non-residents is 50–70 euros per month, including basic services such as consultations with a therapist, vaccination, and treatment.

The quality of services remains high thanks to qualified specialists, modern equipment, and strict standards. However, queues in state clinics can be long, which encourages many to choose private institutions. The cost of a doctor’s visit at such a clinic starts from 50 euros, while more complex procedures cost from 100 euros and above.

Features:

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  1. Basic insurance covers most standard medical services, including emergency care.
  2. The Tessera Sanitaria program provides access to benefits (e.g., free vaccinations).
  3. Private clinics are popular among expatriates for their efficiency and individual approach.

Pensioners and families with children receive additional benefits, including free medications for certain population groups. This aspect makes Italy particularly attractive for those seeking quality medical care.

Conclusion

The cost of living in Italy remains high, especially in major cities, but the advantages the country offers justify these expenses. It is an ideal choice for those who value culture, history, a comfortable climate, and a high level of medical services. For a successful relocation, it is important to consider all expenses, choose the right region, and allocate the budget wisely. Italy is ready to offer a unique living experience in one of the most beautiful corners of Europe.

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